Additional State Pension: What are the rules for qualifying years and how to receive extra | Personal Finance | Finance

Additional State Pension is an extra amount of money that could be received on top of basic state pension. However, it’s only available of men born before 6 April 1951 or women born before 6 April 1953. So long as the person qualifies for it they will received the additional state pension automatically, with it being paid with the basic state More...

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By admin On Monday, February 17th, 2020
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Martin Lewis: You will save money if you do this with your mortgage | Personal Finance | Finance

One of his first meetings was with a gentleman, aged in his early fifties, who was looking to purchase a home outside of London for around £125,000. Martin Lewis proceeded to ask the man what his income was More...

By admin On Monday, February 17th, 2020
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Universal Credit: What is the work allowance? How it affects earnings and payment | Personal Finance | Finance

Universal Credit is a payment which may be made to help with living costs, such as if a person is unemployed or is on a low income. For those who are employed, a Universal Credit payment will reduce as they More...

By admin On Sunday, February 16th, 2020
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Mortgage free: How homeowners slashed length of mortgage to repay loan 11 years early | Personal Finance | Finance

“Technically we could pay it off now but we want to keep our savings as a buffer for things going wrong so prefer to keep on with the monthly chipping away at the mortgage so we come out the end mortgage free More...

By admin On Sunday, February 16th, 2020
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NatWest is offering £175 to new and current customers to switch bank account | Personal Finance | Finance

Customers both new and existing could get £175 from NatWest for switching their main bank account. The bank announced the news earlier this week, however it has warned that the offer will only be available More...

By admin On Saturday, February 15th, 2020
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Universal Credit payments could be stopped if you fail to report this change | Personal Finance | Finance

It may be that a person is able to receive Universal Credit if they are on a low income or they are out of work. The benefits system is replacing six legacy benefits, although the roll out of this has seen delays. Currently, More...

By admin On Saturday, February 15th, 2020
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Pension Credit provides extra income in retirement and eligibility dates change in 2020 | Personal Finance | Finance

Everyone will receive state pension so long as they have enough National Insurance contributions under their belt. To receive any level of state pension, at least 10 years of NI contributions will be needed. More...

By admin On Friday, February 14th, 2020
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State pension warning: 1950s women lose out on full £168 because of National Insurance | Personal Finance | Finance

The state pension age for men and women is currently 65 but will increase to 66 by October 2020. The pension age will then rise to 67 between 2026 and 2028. While the basic state pension is up to £168.60 a More...

By admin On Friday, February 14th, 2020
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State pension age change: The THREE benefits 1950s women can claim during wait revealed | Personal Finance | Finance

The state pension age for men and women is currently 65 but will increase to 66 by October 2020. The pension age will then rise to 67 between 2026 and 2028. While the basic state pension is up to £168.60 a More...

By admin On Thursday, February 13th, 2020
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State pension increase: Will my state pension increase in 2020? – How much by? | Personal Finance | Finance

State pensions are due to increase later this year, with millions expected to be better off thanks to the government’s triple lock scheme. The triple lock system was first brought into effect in 2011 and ensures More...